Cheap Pet Insurance

Sadly, I’ve owned two dogs who had very serious health issues.  I’ll tell you about them in this post.  These are just two examples of how medical bills can add up super fast, and often unexpectedly.  I’ll also give you a recommendation for cheap pet insurance that can help you to prevent huge financial losses if your pet gets sick or injured, as well as a link to compare the top pet insurance companies.

watch my video: cheap pet insurance

Cagney and Tazzie

My husband and I recently adopted Cagney, who came to us after sustaining an ACL injury (knee blow out!).   That’s him in the picture – isn’t he cute with his little stuffed monkey?  I love him to pieces  🙂

Just three months prior, we lost our 14 year old mini doxy, Taz.  I adopted Taz from a shelter six and a half years earlier, and in that time frame I spent more than $20,000 on medical bills for her.  You read that right – $20,000!

She had one major health issue after another, and although I don’t regret going into huge debt to give her the medical care she needed (I loved her immensely), I certainly wish I had purchased a pet insurance policy for her before any of those things happened! (That’s her in the laundry basket.  The clothes were warm from the dryer so she jumped in.  Who could resist?)

Cheap Pet Insurance

My #1 recommendation for cheap pet insurance is Lemonade Pet Insurance.  Their pet insurance policies start at $10 per month.

They offer coverage for cats, dogs and other pets, with policies that typically cover accidents, illnesses, and other medical needs.

Their basic policy covers expenses from accidents (like a broken bone or if your pet swallows something), and illnesses (such as digestive illnesses, infections and cancer).

You can also add coverage for preventative care like routine or annual checkups, flea and tick medications, heartworm tests and several other preventative treatments.

You can also choose to add extra coverage for things like physical therapy, dental issues and end-of-life care.

You can read my full review of Lemonade Pet Insurance here.

What is the Cheapest Pet Insurance?

If you’d like to do more shopping around for prices on pet insurance, here are some other recommendations based on cost:

• Figo:  Figo is known for its low monthly premiums, especially for younger pets.
• Embrace:  Embrace has affordable plans, especially if you go for a higher deductible.
• Healthy Paws: Competitive pricing, particularly for younger pets.
• ASPCA Pet Health Insurance:  Offers affordable premiums with basic coverage.

Compare Pet Insurance

If you’d like a more thorough comparison of the the top pet insurance companies, check out this post, Best Pet Insurance Plans Compared by TheSwiftest.com.

Their up-to-date pet insurance comparisons are trusted by emergency veterinarians, groomers, service dog professionals, dog trainers and many more.

As of the date of this post, Lemonade Pet Insurance is their first choice for low-cost veterinary pet insurance.

Tips to Save on Pet Insurance:

Choose a higher deductible: Juse like with pet insurance for people, having a higher deductible can significantly lower your monthly premium.

Get insurance while your pet is young:  Pet insurance is usually cheaper when pets are young and healthy, and before they’re diagnosed with any sort of preexisting condition that may not be covered.

Compare policies: Ask a lot of questions or use online comparison tools to find the best policy and coverage for your specific needs. For the cheapest option, you might want to get quotes from a few providers and see which one offers the best balance of coverage and cost for your specific situation.

Health Insurance for Pets

If you’re new to pet health insurance, you may want to read my post, Health Insurance for Pets (includes video).  In that post, I cover:

• What Pet Insurance Covers
• What Pet Insurance Does NOT Cover
• What to Look for When Getting Pet Insurance
• Benefits of Pet Health Insurance
• Should You Get Pet Insurance?

Don’t Risk Your Pet’s Health

Don’t risk your pet’s health, or your wallet, by not getting pet insurance. Pet insurance really can be quite affordable. And when you consider what happened to me with Cagney and little Taz, I think you’d aggree it’s too risky not to have it.

For More Information, Read My Articles:

Is Cat Health Insurance Worth the Cost?

Is Dog Health Insurance Worth it for Dogs?

I Donate to Animal Charities

Thank you for visiting my website.  I hope this post helps you to choose the best pet insurance policy that you can afford and that’s right for you and your pet(s).

I donate 10% of earnings from website to animal charities.  You can see a list of the charities I donate to here.  If you like this website, please share it with your friends and family who have a dog or cat.  Thank you!  Debra

For More About Pet Health, CLICK HERE