#1. Is there a waiting period before the policy takes effect?
#2. Choose deductible (annually or per incident)
#3. Select level of reimbursement (after deductible is met – 70%, 80%, 90%)
#4. Will they cover any/YOUR vet?
#5. Is any routine wellness (like immunizations and heartworm tests) covered?
#6. Are spaying and neutering covered?
#7. Are prescriptions covered?
#8. What do they cover?
#9. What DON’T they cover? Any exclusions? (FYI, no policy will cover pre-existing conditions)
#10. Is there a limit to my benefits? Annual/Lifetime?
#11. What is their claims policy? Is filing a claim easy?
#12. How much is your monthly premium, based on all choices/criteria?
If you cannot afford unexpected vet bills, you need to get health insurance for your pet. Don’t wait until you’re faced with a difficult and painful choice between your pet and your finances.
For More Information, read the article, Health Insurance for Pets – EVERYTHING You Need to Know